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Always happy to help

At Ergo, we are committed to delivering fast, reliable service where your needs come first.

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FAQS

Credit check

A credit check takes just a few minutes. It gives you a clear overview of your financial capacity and shows how much you may be eligible to borrow. 

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Extra loan payments

You can reduce your monthly payments by making extra payments whenever you like. It is quick, easy, and free.

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Electric Vehicle Grant

The electric vehicle grant is available to both individuals and businesses, and is paid directly to the registered owner of the vehicle.

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Why choose Ergo?

  • Loans built around your needs: We offer car loans for individuals and businesses as well as lease agreements and other loans for businesses of all sizes.

  • A wide range of loan options: Whether you are looking to finance something essential or something just for fun, we are here to explore the possibilities with you.

  • Flexible solutions: New loan? Changes to an existing one? Just need a bit of guidance? We are here to talk things through and help you find the right fit.

  • Excellent service: We are committed to delivering fast, reliable service where your needs come first. 

  • Digital solutions: You can easily make extra payments on your loan, apply for a credit check and utilise the application process offered by car dealerships when you apply for a loan.

  • We are always happy to help: We respond to email and phone enquiries as quickly as possible.

FAQS

Take a look at the FAQS below on loans for individuals and businesses and other useful information.

Individuals

Take a look at the answers to FAQS and other useful information.

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Corporate

Take a look at our FAQS on loans and contracts for businesses and operators and other useful information.

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Customer service

Quick credit check

A credit check is both quick and simple. Apply in just a few minutes using your electronic ID, and we will handle the rest. Once your results are in, we will let you know right away. 

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Good to know

Vehicle tax

Have you recently paid off a financing agreement or sold a vehicle that was under contract with Ergo? If so, Ergo may assist with the vehicle tax refund process. 

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Kilometre Charge

All vehicles are required to pay a kilometer charge.  

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Travelling abroad?

Dreaming of a road trip beyond Iceland? Whether it's a car or a camper, we can help you make it happen. Here is what you need to know before heading off

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Contact us

Always happy to help

At Ergo, we are committed to delivering fast, reliable service where your needs come first. We aim to respond to email enquiries as quickly as possible and are also available at our reception, and by phone during opening hours. 

Contact us