Recreational vehicles (RVs)
We also finance recreational vehicles with the same loan terms and loan ratio as car loans. How are you planning to travel this summer?
Calculate your loan
With equal payments, the borrower pays approximately the same amount on each due date.
The process is easy
Once you have found the RV you want, the dealership or seller will send the loan application to Ergo on your behalf.
Borrow up to 85% of your RV's value
We can cover up to 85% of the RV’s value with an non-indexed loan for up to 7 years.
You can change your mind
Upgrading your RV? You can move your loan to your new RV and even top it up if needed.
No early repayment fees
Make extra down payments or clear the loan whenever it suits you. There are no early repayment fees.
You choose your insurer
All financed RVs must be fully insured but where you insure it is entirely up to you.
Digital credit assessment
If the loan amount, including all cost, is over ISK 3.170.520 or ISK 6.341.040 for couples, a full credit assessment will be required.
Can I make extra down payments?
You can reduce your monthly payments by making extra down payments whenever you like. It's quick, easy, and free.
Read more
Is your dream RV eligible for a loan?
We want to help you buy your dream RV, but there are a few simple things to keep in mind before you apply for a loan. These include the age and value of the RV and how much you want to borrow.
Read moreFAQS
See more
Always happy to help
Our priority is to understand your needs and provide you with expert advice and exceptional service. Our team responds quickly to emails, and you are always welcome to reach out by phone or drop by during opening hours.